Subject: TURMEL: Twin-engined 19,000 People-powered JAKLETS?
Date: 3 Apr 1998 05:34:09

Date: Wed Apr  1 18:01:31 1998
From: maria@lovfors.se (=?iso-8859-1?Q?Maria_L=F6vfors?=)
Subject: Re: JAK
*Right, _if_ the savers didn't get something else back for saving in
*JAK. Which they do. They get "saving points" (my own literal
*translation), according to time and amount of money saved. The points
*then give them a certain right to borrow. Without points, you can't
*get a JAK loan. In the end, after first saving, then borrowing, each
*member will have contributed the same amount of crowns to the system,
*as the amount that s/he has borrowed. And so the "savers" turn out to
*be identical with the "borrowers", thus subsidising themselves. Not
*bad. consists of some 19 000 people, JAK members in Sweden.
*Maria Lovfors  -  freelance journalist and editor of the JAK magazine
*Ansgariegatan 5, S-117 27 STOCKHOLM, SWEDEN, e-mail: maria@lovfors.se

     JCT: This is really an interest-free credit-union which does not
create its own tradable liquidity as LETS does but would it ever fly
if they used Paper Points which could be traded like currency or let
people transfer Paper Points from account to account. Then they would
get the benefit of an interest pooling of their money, the Sparta
effect, as well as the Employment-Trading of a LETS between the group.
***

Date: Thu Apr  2 10:59:56 1998
From: Roy.Davies@exeter.ac.uk (Roy Davies):
*times when groups of (usually working class) people, formed savings
*associations to raise money to purchase houses. Gradually, however,
*the building societies tended to become more and more like banks
     JCT: No matter how you cut it, these bank programs don't include
the interest positive feedback and a system where everyone gets out
what they put in, one-for-one has a purity that a lesser interest-rate
but still positive feedback kind of credit just cannot possess.
Besides, they know their Points are valuable in the eyes of the other
19000 members. Liquify those points and the largest LETS in the world
pops into existence.
     Satisfying, isn't it how building blocks are falling into place.
I've always bemoaned that most LETS did not set up a storehouse
function allowing more members to trade in the positive and allowing
the elderly to trade in the negative whether having an estate or not.
JAK has the storehousing function and LETS had the tokens.
***

Date: Thu Apr  2 11:12:26 1998
From: Roy.Davies@exeter.ac.uk (Roy Davies)
Subject: Capital formation: was Re: JAK
To: dillonph@northcoast.com Cc: econ-lets@mailbase.ac.uk
*Some protagonists of LETS have seen them as replacing the
*conventional money system instead of simply supplementing it. This is
*despite the fact that so far most LETS seem to be used for small
*transactions between individuals.
     JCT: So JAK could add a LETS to be used for small transactions
between individuals.

*The issue of capital formation would have to be addressed
     JCT: And it looks like JAK has that angle already addressed!
     Imagine the astounding LETS effect the mere introduction of Paper
Points would have to such a large database. Imagine how successful any
LETS Newspaper Directory of goods and services would be with such an
automatic customer database. It will replace the Yellow Pages when
LETS pages have a large enough selection of things for Green credit.

*I doubt if LETS will ever replace money as we know it but it is
*possible that they could spread beyond their present niche into the
*world of business.
     JCT: As soon as the transnational corporations that belong to the
international barter networks see a database of 19,000 buyers with
their own valid currency, they'll pursue it. Otherwise the JAKLETS
model might sweep the interest-bearing world. Remember, once LETS is
installed in a global database, there will be no more reason for
people to form money pools like JAK to protect and help themselves.
But what a ride with twin engines on a JAKLETS!

*Perhaps that might be easier if some links could be established
*between LETS the various barter systems that exist.
     JCT: When LETS markets get big enough, as England's learned
astrologer predicted, governments would have to peg their currencies
to the Commercial and Personal standard. And that can only be Hours.
     Of course, the moment Government joins LETS, everyone in that
realm sees the same value in the LETS currency, tax credits. I hope
those municipal councils in Britain are learning to make full use of
their LETS account. Is there anyone from Calderdale out there who can
tell us if they're financing municipal repairs yet?
     The merger of Personal, Commercial and Government interests into
one linear barter network is inevitable.
     Please, someone in Sweden, could you call JAK and ask if they've
ever considered adding benefits of using a LETS Paper Point token
system.
     I even love the name: Points. It's on a par with Units, Credits,
for clearness of comprehension but all are completely outclassed by
The Engineer's preference: the Hour of Labor.
     There's an abundance of willing and available Labor world-wide
and liquifying that industrial output would allow us to pay our cattle
with better feed and care, our environment with cleaner emissions, but
first of all, interest-free life-support credit at the global bank to
purchase any resource not being used. As best said in Isaiah 55,
"All you who have no money and are very hungry still,
May come and BUY the food we have so you may eat your fill.
And you who have no money and clad insufficiently,
Do come to BUY some clothing so that warmly dressed you'll be."
     With an interest-free LETS loan and JAK to keep track of money
you took out and put back when you later come on line, it's the
salvation from debts promised by one of Christ's two differential
equations, the LETS Differential Equation represented by it's Laplace
Transform: 1/s. The Transform of the world's current debt-growth-by-
interest banking system is 1/(s-i).
     Yes, I believe prophecy is fulfilled in the Armageddon battle
between the USURY Enslavement software and the LETS Liberation
software now competing for world-wide banking supremacy.
     As Papa LETS Engineer, I never took the Mama Engineer's
concerning the fragility of our brood of little and mid-sized LETS now
in the process of merging into a Standard Unit of Value for Labor.
Michael would tell the media that LETS was no threat to the
established banks while I was grabbing every political headline I
could to proclaim that it was. Needless to say, my role in seeding the
LETS project remained secret for that reason.
     But I've always believed and even argued before the Supreme Court
of Canada that interest-free global software could be installed
overnight in the hands of the right bank networks. We've always been a
switch of a disk away from financial liberation from our debts and
full clean industrial output.
     I'd expect that many LETSers have been as mystified at resistance
from above to something that has proven so beneficial as I have. I
hear that France has found LETS earnings in violation of the law.
Since I'm a Frenchman, Quebec Frenchman that is, I might have to take
a jaunt over to France after this year's TOES conference in London and
see if my French is as good as it used to be.
     By the way, can anyone post the logistics of this year's TOES98
conference. Last year's panel on LETS afforded me only 20 minutes and
I'd be interested registering a block of 3-4 hours of time for a
seminar in Advanced LETS Engineering Mathematics. I think it's time
people get a high-tech look at the blueprints.
     I know it may sound vain but it's meant to astound. Once I
discovered my little algebraic media-dubbed "Miracle equation," the
claim that my Abolish Interest Rates Project would land me 3 Nobel
Prizes seemed reasonable. That I'd land in the Great Canadian
Character Anthology and Guinness Book of Records for pursuing that
same engineering project were unexpected bonuses.
     Fighting bank slavery makes news. And I had 3 tactics going at
the same time. Political: Assaults against interest using elections.
Judicial: Assaults against banks using guerrilla court tactics.
Economic: Supporting any small 1/s system anywhere I could. Linton's
LETS had the 1/s equation, I sent all available seed money. Linton
nursed that small brood of systems through the first decade then the
growth evidenced geometric progression, exponentiality. If the
thousands of the world's LETS systems agree to the Hour standard and
use an open bulletin board to post all intersystem transactions, they
will become an instant major market that the commercial networks will
be forced to pursue by also adopting the standard of the hour, and
trailing along, government currencies unless they've already joined
their local LETS.
     I'm frankly astounded at the amazing confluence of good news on
the LETS front. Of course, if a few members of AOL convinced them to
offer a LETS service between members for members who'll pay a dollar a
month more, then the remainder of the database would soon find out the
benefits and an AOLLETS Greendollar system would swamp the JAKLETS for
size.
     I hope I've armed many of you with very eloquent arguments, not
all mine, but keep in mind that no matter how high the praises for
LETS community and cohesiveness, it is no real miracle, it is only a
simple set of tokens keeping score.
     I'm always been let down when I read sophisticated dissertations
on something as elementary as "poker chips." It's nothing but use of a
token accounting system that is receiving such accolades. Of course,
when the prevailing token system has enslaved everyone in exponential
debt, a simple non-slavery token system seems a blessing. LETS is a
blessing for more and more people. Would it were for the world.
     I'm off to work a stint and don't communicate when I'm in field.
I know I post a lot for the week I'm in town and if you average it out
over the month or two I'm gone, it isn't all that much.
     My posts are archived at www.mailbase.ac.uk in econ-lets. Search
for turmel for 20 months worth of discussions.

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